User:Iihnmgh
From In-Portal Developers Guide
Casco insurance companies like brokers for what they provide a steady stream of customers. According to statistics, more than a third of policies implemented today through brokers and advantages of such a purchase are well known. Brokers know the market very well, well studied and comprehensive insurance contract, earning experience in providing these services, the client can pick up a cheap hull - quality of coverage at a very attractive price.
Moreover, an experienced broker will help to avoid the pitfalls, hidden in the insurance contract and will be very useful when an insurance professionals sobytie.Brokery all efforts to resolve the losses would assume: the travel emergency commissioner at the scene, collecting the required documents. Legal support to the client, processing payments.
In short a broker acts as a representative of the insured, so all the controversial issues it will be resolved in favor of the customer, to find a compromise with the insurance company. This differs from the broker agents that protect the interests of insurance companies, and not just customers and target to ensure that as much as possible to sell insurance policies.
Remember! The main sign of a professional broker to which it differs from an insurance agent - the presence of registration in the register of the State Commission for Regulation of Financial Services and the license. The advantages of working with an insurance broker The main advantage, perhaps, can be called the broker as insurance companies hull, is a professional member of the insurance market, which provides services to clients on the selection of the best conditions of insurance.
Brokers watch innovations in the insurance market, monitor insurance companies and they offer insurance products, analyze the results. Therefore, the broker can provide customers with great offers.
In addition, the risk of working with a broker is always a minimum, since insurance companies that refused ever to its customers to pay without good reason, the broker entered the black list. Cooperate with such companies in the future will not be brokers, thereby protecting potential clients from disappointment, hassle and money thrown away for nothing.
Offering customers any term insurance broker is not guided by low rates and deductibles (which are generally lured customers inexperienced insurance agents), and the reputation of the insurance companies and their financial stability. Insurance Outsourcing (Ergo Hestia Olsztyn Witosa). What is outsourcing at all? It is a transfer of certain business processes to manage third-party organization, more skilled in these matters. Today, insurance companies are based in the hull to outsource their work in the field of customer service and sales. Thus, insurance companies are a significant competitive advantage.
Broad client base and variety of insurance products require information support, a considerable amount of human resources and time. Giving this part of the work is outsourced, insurance Casco significantly reduce their cost of maintaining their own staff and improve the quality of service of its customers.
Growing rapidly auto market (focused mainly on individuals) requires insurers of the retail sector. Due to outsourcing, insurance companies again reduced their spending on customer acquisition and support existing ones.
Outsourcing helps to ensure that the contract is comprehensive insurance (according to analysts) is cheaper by 20%.